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HOTMA: Income, Assets & Hardship

HOTMA · Intermediate · 6 modules · 8 hours

Course modules

The 2023–2026 HOTMA implementation in practice: new asset rules, the 10% medical threshold, hardship relief, and over-income monitoring.

  • Topics covered

    • §102 vs §104
    • Compliance dates
    • Transition rules

Module assessment

80% or higher earns the certificate of achievement

  1. Q1. A household reports $48,000 in net family assets. What verification is required in 2026?

  2. Q2. Unreimbursed medical expenses are deductible above what percentage of annual income under fully phased-in HOTMA?

  3. Q3. A household exceeds 200% of the income limit for a second consecutive year. What is required?

Answer every question to submit

Your progress

Course completion45%
  • 8 continuing-education hours
  • Assessment pass mark 80%

What you'll be able to audit

  • Read a TIC line by line and identify the version of record for each rule.
  • Trace every certified value back to third-party evidence.
  • Distinguish a calculation error from an eligibility failure.
  • Write remediation instructions an agency reviewer will accept.